Life Insurance.
Now in Bitcoin.

Capitalize on Bitcoin's growth and minimize your taxes with the future of wealth preservation.
Get started
We're backed by leaders in Bitcoin, insurance and AI
Bain Capital Crypto
Haun
Pantera
Sam Altman
Northwest Mutual
Apollo
Framework
Fulgur
Lachy Groom
MS&AD Ventures
Mouro Capital
Stillmark
Wences Casares
Bain Capital Crypto
Haun
Pantera
Sam Altman
Northwest Mutual
Apollo
Framework
Fulgur
Lachy Groom
MS&AD Ventures
Mouro Capital
Stillmark
Wences Casares
Bain Capital Crypto
Haun
Pantera
Sam Altman
Northwest Mutual
Apollo
Framework
Fulgur
Lachy Groom
MS&AD Ventures
Mouro Capital
Stillmark
Wences Casares
grid

Secure your legacy with Bitcoin payouts

Your policy takes effect the moment you pay your first premium, and as long as it remains active, the full death benefit is guaranteed with a fixed number of Bitcoin—whether you pass away after just one payment or after all ten are made.

Learn more
graph

Grow your Bitcoin tax efficiently

We invest for Bitcoin–not dollar–returns, under the rules of our regulator, so it grows over time. This means your beneficiaries get more Bitcoin out than what you put in without the usual tax burden on its growth.

Learn more
chart
Premiums
paid
Available
loan amount
Death
benefit

Tap into your policy's value during your life

You can borrow Bitcoin against your policy after two years. The borrowed BTC adopts a new, stepped-up cost basis equal to the fair market value of BTC at the time of the loan, meaning you can sell it immediately at cost. This means if BTC appreciates in the future you can borrow against your policy, sell the new BTC immediately, and have the option to either repay the loan at some point or leave it to be covered by your death benefit.

Learn more
stacked blocks

Stress free inheritance planning

No need to worry about complicated hardware wallets or custodial setups. When your policy pays out, Meanwhile handles the transfer, sending Bitcoin directly to your beneficiaries.

Learn more

Ready to get started?

Get started

Watch us on leading podcasts

Jason breaks down Meanwhile's vision for Bitcoin protection

Jason breaks down Meanwhile's vision for Bitcoin protection

Anthony Pompliano interviews our CEO, Zac Townsend

Anthony Pompliano interviews our CEO, Zac Townsend

Jason on what problems Bitcoin-denominated Life Insurance solves

Jason on what problems Bitcoin-denominated Life Insurance solves

Watch us on Natalie Brunell's Coin Stories podcast

Watch us on Natalie Brunell's Coin Stories podcast

Jason on BTC Life Insurance at the Blockchain Futurist Conference

Jason on BTC Life Insurance at the Blockchain Futurist Conference

Building Meanwhile, the first Bitcoin Life Insurance company

Building Meanwhile, the first Bitcoin Life Insurance company

Zac sits down with Mark Moss to discuss Meanwhile

Zac sits down with Mark Moss to discuss Meanwhile

They created a Bitcoin-only Life Insurance company

They created a Bitcoin-only Life Insurance company

Listen to our podcast with Stephan Livera

Listen to our podcast with Stephan Livera

The Wolf of All Streets Podcast

The Wolf of All Streets Podcast

Zac joined Robert Breedlove on "What is Money?" to discuss Bitcoin as a store of value and the role of life insurance in modern economies

Zac joined Robert Breedlove on "What is Money?" to discuss Bitcoin as a store of value and the role of life insurance in modern economies

A traditional approach meets innovative vision

building with circle

Timeless Values

Life insurance is about certainty. We honor that with guaranteed payouts, conservative investment strategies and disciplined risk management. As a financial institution licensed by a global leader in insurance regulation, your policy (and your legacy) are secure.

magnifying glass over document

Transparent Design

At Meanwhile, transparency is built into everything we do. We simplify complex decisions with the help of AI-powered underwriting—no hidden bias, no shoddy guesswork, you'll know exactly how your policy is evaluated and why.

stairway

Built for the Future

Life insurance hasn't changed in hundreds of years, but the world has. Meanwhile is built for the future, offering the world's first and only Bitcoin-denominated life insurance. Now you can protect and grow your wealth in Bitcoin for generations to come.

Meanwhile is the first insurance company for the Bitcoin economy.

children

Protect your loved ones. Optimize your taxes.

Spend 5 minutes completing our form and then one of our wealth planning experts will reach out to you to answer any questions you have.

Get started

Meanwhile in the Press

Woods
Our 2024 Annual Report
Read the report
Bloomberg
10/07/25
Bitcoin Life Insurance Provider Meanwhile Raises $82 Million
Read the full article
Insurance Innovation Reporter
5/25/25
Meanwhile Bets on Bitcoin to Reinvent Life Insurance
Read the full article
Blockworks
4/14/25
Meanwhile's $40M raise was Framework Ventures' 'largest equity investment'
Read the full article
Captive Insurance Times
4/11/25
Bitcoin can help captives hedge inflation, says Meanwhile's CEO
Read the full article
Want to read more?
View all articles
View all articles

44 Montgomery Street, Suite 1480
San Francisco, CA 94104

Magnolia Towers, 2nd Floor, No. 15 Parliament Street
Hamilton HM 12, Bermuda

Privacy Policy © 2026 Meanwhile All Rights Reserved

Meanwhile Insurance Bitcoin (Bermuda) Limited ("Meanwhile") is a life insurance carrier licensed and regulated by the Bermuda Monetary Authority.

Applications for Meanwhile's insurance products will only be received and reviewed by the company at its offices in Bermuda, and all offers and sales of its insurance products will only be made in Bermuda. Meanwhile does not conduct insurance business in any other jurisdiction.

The material on this website should not be construed as any solicitation to buy, offer to sell, or submit an application for the purchase of any insurance product in any jurisdiction other than Bermuda. Meanwhile may initially make hypothetical illustrations available.

These should be construed as illustrative only and do not constitute a proposal to enter into an insurance contract or an undertaking to offer insurance coverage under any specific terms and conditions in any jurisdiction. Only personnel of Meanwhile are authorized to make representations regarding its insurance products. Any materials which have not been prepared by Meanwhile should not be considered as representations by Meanwhile.

Neither Meanwhile Insurance Bitcoin (Bermuda) Limited nor its affiliates Meanwhile Services (Bermuda) Limited and Meanwhile Incorporated, are lawyers or accountants. They do not provide legal or tax advice. You are wholly responsible for obtaining your own legal and tax advice.