Redefining insurance for a digital age

We're building the world's largest life insurer by harnessing Bitcoin and cutting-edge technology to deliver simple, accessible financial protection to a billion people worldwide.
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Our vision

Help everyone control their financial lives

Bermuda's regulatory framework makes it the premier destination for insurance innovation.

As the first BMA-licensed innovative life insurer, Meanwhile operates a fully compliant life insurance company under Bermuda's rigorous Insurance Code, pioneering Bitcoin-based insurance products in the world's most respected offshore insurance jurisdiction.

Bermuda

Leadership team

Zac Townsend
Zac Townsend
Chief Executive Officer
Jim Cristallo
Jim Cristallo
Chief Insurance Officer
Tia Beckmann
Tia Beckmann
Chief Financial Officer
Alice Tregunna
Alice Tregunna
Chief Compliance Officer
Carsten Ragborg
Carsten Ragborg
Chief Risk Officer
Danny Baer
Danny Baer
Director of Wealth & Asset Management
Jason Leibowitz
Jason Leibowitz
Head of Business Development
Joseph Chu
Joseph Chu
Head of Credit
Michael Grob
Michael Grob
Head of International Distribution

Watch us on leading podcasts

Jason breaks down Meanwhile's vision for Bitcoin protection

Jason breaks down Meanwhile's vision for Bitcoin protection

Anthony Pompliano interviews our CEO, Zac Townsend

Anthony Pompliano interviews our CEO, Zac Townsend

Jason on what problems Bitcoin-denominated Life Insurance solves

Jason on what problems Bitcoin-denominated Life Insurance solves

Watch us on Natalie Brunell's Coin Stories podcast

Watch us on Natalie Brunell's Coin Stories podcast

Jason on BTC Life Insurance at the Blockchain Futurist Conference

Jason on BTC Life Insurance at the Blockchain Futurist Conference

Building Meanwhile, the first Bitcoin Life Insurance company

Building Meanwhile, the first Bitcoin Life Insurance company

Zac sits down with Mark Moss to discuss Meanwhile

Zac sits down with Mark Moss to discuss Meanwhile

They created a Bitcoin-only Life Insurance company

They created a Bitcoin-only Life Insurance company

Listen to our podcast with Stephan Livera

Listen to our podcast with Stephan Livera

The Wolf of All Streets Podcast

The Wolf of All Streets Podcast

Zac joined Robert Breedlove on "What is Money?" to discuss Bitcoin as a store of value and the role of life insurance in modern economies

Zac joined Robert Breedlove on "What is Money?" to discuss Bitcoin as a store of value and the role of life insurance in modern economies

Quote

The moment I realized Bitcoin could outlast inflation, I was hooked.

Zac Townsend
CEO of Meanwhile
Quote

Meanwhile in the Press

Woods
Our 2024 Annual Report
Read the report
Bloomberg
10/07/25
Bitcoin Life Insurance Provider Meanwhile Raises $82 Million
Read the full article
Insurance Innovation Reporter
5/25/25
Meanwhile Bets on Bitcoin to Reinvent Life Insurance
Read the full article
Blockworks
4/14/25
Meanwhile's $40M raise was Framework Ventures' 'largest equity investment'
Read the full article
Captive Insurance Times
4/11/25
Bitcoin can help captives hedge inflation, says Meanwhile's CEO
Read the full article
Want to read more?
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Our Financials

Making history with the world's first externally audited financial statements prepared entirely in Bitcoin.

Explore our financials
Volcano

Interested in joining the team?

We're always on the lookout for talented people who aren't daunted by impossible tasks.

Email careers@meanwhile.bm with your resume and the role you'd be interested in.

Backend Engineer (Platform)

Frontend Engineer (Platform)

Infrastructure & Security Engineer (Platform)

Product Engineer

44 Montgomery Street, Suite 1480
San Francisco, CA 94104

Magnolia Towers, 2nd Floor, No. 15 Parliament Street
Hamilton HM 12, Bermuda

Privacy Policy © 2026 Meanwhile All Rights Reserved

Meanwhile Insurance Bitcoin (Bermuda) Limited ("Meanwhile") is a life insurance carrier licensed and regulated by the Bermuda Monetary Authority.

Applications for Meanwhile's insurance products will only be received and reviewed by the company at its offices in Bermuda, and all offers and sales of its insurance products will only be made in Bermuda. Meanwhile does not conduct insurance business in any other jurisdiction.

The material on this website should not be construed as any solicitation to buy, offer to sell, or submit an application for the purchase of any insurance product in any jurisdiction other than Bermuda. Meanwhile may initially make hypothetical illustrations available.

These should be construed as illustrative only and do not constitute a proposal to enter into an insurance contract or an undertaking to offer insurance coverage under any specific terms and conditions in any jurisdiction. Only personnel of Meanwhile are authorized to make representations regarding its insurance products. Any materials which have not been prepared by Meanwhile should not be considered as representations by Meanwhile.

Neither Meanwhile Insurance Bitcoin (Bermuda) Limited nor its affiliates Meanwhile Services (Bermuda) Limited and Meanwhile Incorporated, are lawyers or accountants. They do not provide legal or tax advice. You are wholly responsible for obtaining your own legal and tax advice.